Post by AZMAN SHAH 0192115121 on Apr 12, 2006 14:41:57 GMT 8
Need Cash?
Apply for personal financing-I today…with easy application….
• NO COLLATERAL
• NO GUARANTOR
• Easy Application
• Fast Processing
• Up to 5X your monthly income (maximum of RM150,000.00)
• 7 days approval
We need the following documents;
• Copy of IC
• Copy of Credit Card (front back)
Or
• Copy of IC
• 3 months pay slip & EPF Statement (or bank statement)
For Business Owner / Entrepreneur;
• Copy of IC
• Business registration info: Form B & D, or 9, 24 & 49
• 6 months bank statement
• J Form or EA Form (optional)
Contact us for further assistance…
AZMAN SHAH
H/P : 019-2115121
Office: 03-27215365
Personal Financial Executive
Menara Standard Chartered Bank
Jalan Sultan Ismail, Kuala Lumpur.
Other financial services available; residential and commercial property financing/refinancing:
Just Home- I (house financing and refinancing house)
Biz Property-I (shop house loan)
Basic requirements; (Bumi or non-Bumi available to apply)
Minimum salary RM 1,500 per month (including basic+ allowance+ OT)
Good Opportunity for: ~ paying high cost credit card
~ Start or business expansion
~ Have a dream Wedding
~ Use it for anything you desire, no Question asked
From Bank
* Base on term and condition
PERSONAL FINANCING -i
New package for April and Mei
Financing Amount (RM) Package 1 / Pakej 1 Package 2 / Pakej 2
12 months repayment period
10,000 900.23 909.68
20,000 1,800.45 1,819.35
30,000 2,700.68 2,729.03
40,000 3,600.90 3,638.71
50,000 4,501.13 4,548.38
100,000 9,002.25 9,096.21
150,000 13,503.38 13,645.15
24 months repayment period
10,000 482.49 490.02
20,000 964.99 984.05
30,000 1,447.48 1,478.07
40,000 1,929.98 1,968.09
50,000 2,412.47 2,460.12
100,000 4,824.94 4,920.24
150,000 7,237.41 7,380.35
36 months repayment period
10,000 344.21 354.04
20,000 688.42 708.09
30,000 1,032.63 1,062.13
40,000 1,376.84 1,416.18
50,000 1,721.05 1,770.22
100,000 3,442.10 3,540.44
150,000 5,163.15 5,310.66
48 months repayment period
10,000 275.78 285.97
20,000 551.56 571.94
30,000 827.34 857.91
40,000 1,103.12 1,143.88
50,000 1,378.90 1,429.85
100,000 2,757.80 2,859.70
150,000 4,136.69 4,289.55
60 months repayment period
10,000 235.28 245.85
20,000 470.57 491.69
30,000 705.85 737.54
40,000 941.13 983.38
50,000 1,176.41 1,229.23
100,000 2,352.83 2,458.45
150,000 3,529.24 3,687.68
JustHome-i Benefits
• Providing a CEILING RATE at 8.50% (fixed rate) which protects against the uncertainty of BLR? Example; BLR was at 12% during the economy crisis in 1987 and 14% in 1997. In addition you enjoy better BLR when the rate is low.
• No compounding interest on overdue installments.
MARGIN OF FINANCE
STANDARD CHARTERED JUST HOME-I (completed)
Loan RM100K above With Zero Cost Without Zero Cost
Profit Rate Year Package 1 Package 2 Package 3 Package 4
1st 3.88% 5.50% 2.50% 5.00%
2nd BLR+0% 5.50% BLR-1% BLR-0.50%
3rd BLR+0% 5.50% BLR+0.25% BLR+0.25%
4th BLR+0.25% BLR+0% BLR+0.25% BLR+0.25%
5th BLR+0.25% BLR+0% BLR+0.25% BLR+0.25%
6th BLR+0.25% BLR+0.25% BLR+0.25% BLR+0.25%
Thereafter BLR+0.25% BLR+0.25% BLR+0.25% BLR+0.25%
STANDARD CHARTERED JUST HOME-I (under construction)
Minimum Loan Size RM200,000.00 and above at zero cost
Profit Rate Year Rate Introducing StandChart JustHome-I which offers the benefits of protection and savings. Ceiling rate at 8.50% for your peace of mind. Promotion valid until 30th June 2006. Hurry !!!!
GPP 3.75%
GPP 3.75%
GPP 3.75%
4th 7.55%
5th 7.55%
6th 7.55%
7th 7.55%
Thereafter BLR+0.15%
New Purchase/Sub-Sale
Bumi Non-Bumi Bumi Non-Bumi
90%+ 5%(MRTT) 85%+ 5(MRTT) 90%+ 5%(MRTT) 85%+ 5(MRTT)
Refinancing (Pembiayaan Semula )
Cash Out Non-Cash Out Cash Out Non-Cash Out
80%+ 5%(MRTT) 85%+ 5%(MRTT) 80%+ 5%(MRTT) 85%+ 5%(MRTT)
Tenure Up to 30 years or age 65
*BLR – Base Lending Rate
*Subject to terms and conditions
Just Home-I
Refinancing your house at no cost
Floating rates flexibility, with a fixed rate promise
With banks raising their base lending rates it is the right time for you to re-evaluate the current financing facility from as low as 2.50%
Protection against the raising BLR for your peace of mind
For completed properties FREE COST FOR REFINANCING
Cost Absorbed (Zero Cost) FREE VALUATION, LEGAL & PROCESSING FEE
NO STAMPING DUTY & NO COMPOUNDING INTEREST
1st year – 3.88 % #Door-to-door service guaranteed
4th year & 5th year – BLR + 0% or 8.50% (whichever lower)
6th year and thereafter – BLR + 0.25% or 8.50% (whichever lower)
#Instant approval for qualified customers and fast processing
Non Cost Absorbed (With Cost) CASH OUT YOUR MONEY
IT CAN BE USED TO FINANCE A LOT OF THINGS
1st year – 2.50 % *Justify your needs & Secure your future
4th year & 5th year – BLR + 0.5% or 8.50% (whichever lower)
6th year and thereafter – BLR + 0.25% or 8.50% (whichever lower)
Margin of finance : up to 95% (inclusive of MRTT)
Tenure up to 30 years or age 65, whichever is earlier
Documents needed for fast approval
Copies of NRIC *Mimumum loan size RM100K and above
Latest 2 years Form J / EPF Statement
Latest 3 months payslip / employer’s confirmation letter of current salary
Latest 6 months bank statement / updated savings account passbook
Payment receipt, duplicate copy of S&P Agreement
For refinancing, loan statement is required for the past year
All rates quoted above are p.a and subject to change without prior notice
Our current BLR is 6.25% *BLR – Base Lending Rate
Person to Contact : APPLY
AZMAN NOW!!!
H/P :019 - 2115121
Office: 03-27215365
Personal Financial Executive
Menara Standard Chartered,
*Subject to terms and conditions
Dear Homeowner,
With banks raising their base lending rate (in Oct ’05 it was 6.00%; now at 6.50%/6.55%) it is the right time for you to re-evaluate the current financing facility on your home / investment…….
Should you continue with a floating rate package or switch to a fixed rate package? Both have its plus points. What should you choose?
Fixed or Floating?
Security or Savings?
Fixed or Floating?
WHY CHOOSE WHEN YOU CAN ENJOY THE BEST OF BOTH WORLDS?
Introducing StandChart JustHome-I which offers the benefits of protection and savings. How? By offering you combination of fixed, floating and ceiling rates!
To find out how you can benefit with JustHome-I, feel free to contact me, AZMAN SHAH (Personal Financial Executive), for a free consultation session…..
Mobile : 019-2115121
Office : 03-27215365
Thanks. Also, if you’re interested to get a *cash fund facility up to 5X your monthly income, feel free to contact me
*Subject to terms and conditions
Apply for personal financing-I today…with easy application….
• NO COLLATERAL
• NO GUARANTOR
• Easy Application
• Fast Processing
• Up to 5X your monthly income (maximum of RM150,000.00)
• 7 days approval
We need the following documents;
• Copy of IC
• Copy of Credit Card (front back)
Or
• Copy of IC
• 3 months pay slip & EPF Statement (or bank statement)
For Business Owner / Entrepreneur;
• Copy of IC
• Business registration info: Form B & D, or 9, 24 & 49
• 6 months bank statement
• J Form or EA Form (optional)
Contact us for further assistance…
AZMAN SHAH
H/P : 019-2115121
Office: 03-27215365
Personal Financial Executive
Menara Standard Chartered Bank
Jalan Sultan Ismail, Kuala Lumpur.
Other financial services available; residential and commercial property financing/refinancing:
Just Home- I (house financing and refinancing house)
Biz Property-I (shop house loan)
Basic requirements; (Bumi or non-Bumi available to apply)
Minimum salary RM 1,500 per month (including basic+ allowance+ OT)
Good Opportunity for: ~ paying high cost credit card
~ Start or business expansion
~ Have a dream Wedding
~ Use it for anything you desire, no Question asked
From Bank
* Base on term and condition
PERSONAL FINANCING -i
New package for April and Mei
Financing Amount (RM) Package 1 / Pakej 1 Package 2 / Pakej 2
12 months repayment period
10,000 900.23 909.68
20,000 1,800.45 1,819.35
30,000 2,700.68 2,729.03
40,000 3,600.90 3,638.71
50,000 4,501.13 4,548.38
100,000 9,002.25 9,096.21
150,000 13,503.38 13,645.15
24 months repayment period
10,000 482.49 490.02
20,000 964.99 984.05
30,000 1,447.48 1,478.07
40,000 1,929.98 1,968.09
50,000 2,412.47 2,460.12
100,000 4,824.94 4,920.24
150,000 7,237.41 7,380.35
36 months repayment period
10,000 344.21 354.04
20,000 688.42 708.09
30,000 1,032.63 1,062.13
40,000 1,376.84 1,416.18
50,000 1,721.05 1,770.22
100,000 3,442.10 3,540.44
150,000 5,163.15 5,310.66
48 months repayment period
10,000 275.78 285.97
20,000 551.56 571.94
30,000 827.34 857.91
40,000 1,103.12 1,143.88
50,000 1,378.90 1,429.85
100,000 2,757.80 2,859.70
150,000 4,136.69 4,289.55
60 months repayment period
10,000 235.28 245.85
20,000 470.57 491.69
30,000 705.85 737.54
40,000 941.13 983.38
50,000 1,176.41 1,229.23
100,000 2,352.83 2,458.45
150,000 3,529.24 3,687.68
JustHome-i Benefits
• Providing a CEILING RATE at 8.50% (fixed rate) which protects against the uncertainty of BLR? Example; BLR was at 12% during the economy crisis in 1987 and 14% in 1997. In addition you enjoy better BLR when the rate is low.
• No compounding interest on overdue installments.
MARGIN OF FINANCE
STANDARD CHARTERED JUST HOME-I (completed)
Loan RM100K above With Zero Cost Without Zero Cost
Profit Rate Year Package 1 Package 2 Package 3 Package 4
1st 3.88% 5.50% 2.50% 5.00%
2nd BLR+0% 5.50% BLR-1% BLR-0.50%
3rd BLR+0% 5.50% BLR+0.25% BLR+0.25%
4th BLR+0.25% BLR+0% BLR+0.25% BLR+0.25%
5th BLR+0.25% BLR+0% BLR+0.25% BLR+0.25%
6th BLR+0.25% BLR+0.25% BLR+0.25% BLR+0.25%
Thereafter BLR+0.25% BLR+0.25% BLR+0.25% BLR+0.25%
STANDARD CHARTERED JUST HOME-I (under construction)
Minimum Loan Size RM200,000.00 and above at zero cost
Profit Rate Year Rate Introducing StandChart JustHome-I which offers the benefits of protection and savings. Ceiling rate at 8.50% for your peace of mind. Promotion valid until 30th June 2006. Hurry !!!!
GPP 3.75%
GPP 3.75%
GPP 3.75%
4th 7.55%
5th 7.55%
6th 7.55%
7th 7.55%
Thereafter BLR+0.15%
New Purchase/Sub-Sale
Bumi Non-Bumi Bumi Non-Bumi
90%+ 5%(MRTT) 85%+ 5(MRTT) 90%+ 5%(MRTT) 85%+ 5(MRTT)
Refinancing (Pembiayaan Semula )
Cash Out Non-Cash Out Cash Out Non-Cash Out
80%+ 5%(MRTT) 85%+ 5%(MRTT) 80%+ 5%(MRTT) 85%+ 5%(MRTT)
Tenure Up to 30 years or age 65
*BLR – Base Lending Rate
*Subject to terms and conditions
Just Home-I
Refinancing your house at no cost
Floating rates flexibility, with a fixed rate promise
With banks raising their base lending rates it is the right time for you to re-evaluate the current financing facility from as low as 2.50%
Protection against the raising BLR for your peace of mind
For completed properties FREE COST FOR REFINANCING
Cost Absorbed (Zero Cost) FREE VALUATION, LEGAL & PROCESSING FEE
NO STAMPING DUTY & NO COMPOUNDING INTEREST
1st year – 3.88 % #Door-to-door service guaranteed
4th year & 5th year – BLR + 0% or 8.50% (whichever lower)
6th year and thereafter – BLR + 0.25% or 8.50% (whichever lower)
#Instant approval for qualified customers and fast processing
Non Cost Absorbed (With Cost) CASH OUT YOUR MONEY
IT CAN BE USED TO FINANCE A LOT OF THINGS
1st year – 2.50 % *Justify your needs & Secure your future
4th year & 5th year – BLR + 0.5% or 8.50% (whichever lower)
6th year and thereafter – BLR + 0.25% or 8.50% (whichever lower)
Margin of finance : up to 95% (inclusive of MRTT)
Tenure up to 30 years or age 65, whichever is earlier
Documents needed for fast approval
Copies of NRIC *Mimumum loan size RM100K and above
Latest 2 years Form J / EPF Statement
Latest 3 months payslip / employer’s confirmation letter of current salary
Latest 6 months bank statement / updated savings account passbook
Payment receipt, duplicate copy of S&P Agreement
For refinancing, loan statement is required for the past year
All rates quoted above are p.a and subject to change without prior notice
Our current BLR is 6.25% *BLR – Base Lending Rate
Person to Contact : APPLY
AZMAN NOW!!!
H/P :019 - 2115121
Office: 03-27215365
Personal Financial Executive
Menara Standard Chartered,
*Subject to terms and conditions
Dear Homeowner,
With banks raising their base lending rate (in Oct ’05 it was 6.00%; now at 6.50%/6.55%) it is the right time for you to re-evaluate the current financing facility on your home / investment…….
Should you continue with a floating rate package or switch to a fixed rate package? Both have its plus points. What should you choose?
Fixed or Floating?
Security or Savings?
Fixed or Floating?
WHY CHOOSE WHEN YOU CAN ENJOY THE BEST OF BOTH WORLDS?
Introducing StandChart JustHome-I which offers the benefits of protection and savings. How? By offering you combination of fixed, floating and ceiling rates!
To find out how you can benefit with JustHome-I, feel free to contact me, AZMAN SHAH (Personal Financial Executive), for a free consultation session…..
Mobile : 019-2115121
Office : 03-27215365
Thanks. Also, if you’re interested to get a *cash fund facility up to 5X your monthly income, feel free to contact me
*Subject to terms and conditions